Loan Application

Purpose of loan
Amount Requesting
To induce the Credit Union to grant you this loan, you are offering the following security

Loan to be repaid in months or at $ per pay/month

Would  you like your loan payments made through Payroll Deduction? 
yes      no
Type of Credit
Individual   Joint

Account #
Name
Marital Status
Date
Current Loan Balance
(If this Loan Request is to Refinance a loan you currently have)
Real Estate Owned
Vehicle Owned


Group Credit Insurance
Group Credit Insurance is voluntary and not a requirement of your loan.
To be eligible for Group Credit Life and/or Disability Insurance, your loan must mature before your 70th birthday. Additionally, to be eligible for Group Disability insurance, you must be actively at work and gainfully employed at least 20 hours per week. As part of the enrollment process, you may be asked to a complete a seperate statement of insurability.

Assuming your application for credit is approved and you are eligible for insurance, the Credit Union will disclose its total cost to you. You will also be asked to sign the request for coverage contained on the Personal Loan Plan Note, Security Agreement and Truth-In-Lending Disclosure form.

Indicate which credit insurance option(s) you desire:

Would you like disability insurance?

yes   no

Would you like life insurance?      

yes    no

Address, if RD# provide brief description of location:

How long have you been at this residence?
Years Months
Rent Own
Monthly Payment
If Own: Present Market Value

Home Phone #
Work Phone #
Other Phone # (i.e. page, cell)
Email

Your Employer

Employer's address

Occupation
Department
Length of Employment
Income
per
# of hours worked per week

Other income
per
Source

*** The Credit Union may require PROOF OF INCOME***

Nearest relative not living with you?
Relationship
Home Phone Number

Their address 

Outstanding Debt

Payment Type Monthly Payment Balance Owed
Home Equity
Home Equity
Auto Loan
Auto Loan
Credit Card
Credit Card
Credit Card
Credit Card
Credit Card
Credit Card
Credit Card
Credit Card
Other
Other

If requesting joint credit:

Co-Borrower's Information

Account #
Name
Date
Current Loan Balance
Real Estate Owned
Vehicle Owned


Group Credit Insurance
Group Credit Insurance is voluntary and not a requirement of your loan.
To be eligible for Group Credit Life and/or Disability Insurance, your loan must mature before your 70th birthday. Additionally, to be eligible for Group Disability insurance, you must be actively at work and gainfully employed at least 20 hours per week. As part of the enrollment process, you may be asked to a complete a seperate statement of insurability.

Assuming your application for credit is approved and you are eligible for insurance, the Credit Union will disclose its total cost to you. You will also be asked to sign the request for coverage contained on the Personal Loan Plan Note, Security Agreement and Truth-In-Lending Disclosure form.

Indicate which credit insurance option(s) you desire:

Would you like disability insurance? 

yes   no

Would you like life insurance?

yes    no


Address, if RD# provide brief description of location:

How long have you been at this residence?
Years Months
Rent Own
Monthly Payment
If Own: Present Market Value

Home Phone #
Work Phone #
Other Phone # (i.e. page, cell)
Email

Your Employer

Employer's address

Occupation
Department
Length of Employment
Income
per
# of hours worked per week

Other income
per
Source


*** The Credit Union may require PROOF OF INCOME***

Nearest relative not living with you?
Relationship
Home Phone Number

Their address 

Outstanding Debt

Payment Type Monthly Payment Balance Owed
Home Equity
Home Equity
Auto Loan
Auto Loan
Credit Card
Credit Card
Credit Card
Credit Card
Other


You authorize the credit union to check your employment and credit history and to obtain credit reports in connection with this application for credit and for any update, renewal or extension of the credit received.

"You promise that everything you have stated in this application is correct to the best of your knowledge. If there are any important changes, you will notify us in writing immediately. You authorize the Credit Union to obtain credit reports in connection with this application for credit and for any update, increase, renewal, extension, or collection of the credit received. You understand that the Credit Union will rely on the information in this application and your credit report to make its decision. If you request, the Credit Union will tell you the name and address of any credit bureau from which it received a credit report on you. If you provide us with a co-applicant on this loan, you are also agreeing that the co-applicant has authorized submission of this application and agrees to these terms. It is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications made to federal Credit Unions or state chartered credit Unions insured by NCUA".

Click the "submit" button below to submit your online loan application. (By submitting your application, you acknowledge understanding of the above and wish to continue the processing of this application.)

Thank you for applying for a loan with Greater Chautauqua Federal Credit Union!

Holiday / Events Calendar

Monday, September 6th
All offices will be closed in

observance of Labor Day.

Monday, October 11th
All offices will be closed in

observance of Columbus Day.

Thursday, November 11th
All offices will be closed in

observance of Veterans' Day.

Thursday, November 25th
All offices will be closed in

observance of Thanksgiving.

Friday, November 26th
All offices will be close

at 1:00pm.

Friday, December 24, 2010
All offices will be close

at 1:00pm in observance of Christmas Eve.

Friday, December 31, 2010
All offices will be close

at 1:00pm in observance of New Year's Eve.