Home Equity Loans

There are Many Reasons to Consider a Credit Union Home Equity Loan:

Refinance Your Existing First Mortgage
We offer many payment options which could benefit your lifestyle. Have your payment automatically taken when you get paid (weekly, bi-weekly or monthly), or send in your payments with our coupons. Just let us know which ever way is most convenient for you. We may also be able to offer a lower interest rate than you are currently paying. Drop your rate and/or shorten your term with a home equity loan with us!

Consolidate Debt
Turn those high interest credit card payments which never seem to go away into one lower monthly payment which may be tax deductible. Just think of all the extra things you could do with the extra cash available each month!

Home Repairs
Are you tired of that roof leaking but don’t have the money to get it fixed? Our Home Equity Loan could be the solution you’re looking for!

Education
Whether it’s the kids needing money for college or you’d like to go back to school yourself, a Home Equity loan could be the right choice for you.

Landscaping
The house looks great, but there’s just grass out there! Getting creative with your landscaping can add up fast. Landscaping will generally add value to your property. So stop thinking about how nice it could look and do it with a Home Equity loan!

Home Remodeling
Maybe it’s not broke, but you’d like to update your home. Maybe you’d like a deck, pool, garage, new kitchen, or just some new color in your home. We can help you make your dreams into a reality!

Purchase Vehicles
Maybe your tax advisor told you to take out a home equity loan for the tax advantages. Remember, you can do anything you’d like with your proceeds...including purchasing a vehicle!

Our Home Equity Loan Program Offers many Great Benefits:

• Escrow accounts are offered but not required



• No PMI insurance required



• Interest may be tax deductible (consult your tax advisor)



• Minimum closing costs



• Weekly or bi-weekly payments available to save even more money!



• Flexible Terms up to 15 years... if you’re looking for a longer term we offer them through CUC mortgage... call for details



• Loans up to $100,000.00



• Great Interest Rates!



• Disability and Life Insurance offered at Low Cost!