Click Here for our Loan CalculatorLoan Rates

Rates are accurate as of July 1, 2010 and are subject to change without notice.

Loan Type	Term	APR**
First Mortgages	up to 60 Months (Fixed)	as low as 4.95%
Up to 90% of Appraised Value (depending on credit history)	61 to 120 Months (Fixed)	as low as 5.15%
	121 to 180 Months (Fixed)	as low as 5.30%
	181 to 240 Months (Fixed)	as low as 5.45%

Second Mortgages	up to 60 Months (Fixed)	as low as 5.45%*
Up to 90% of Appraised Value - Present Mortgages	61 to 120 Months (Fixed)	as low as 5.75%*
(depending on credit history)	121 to 180 Months (Fixed)	as low as 5.95%*

Preferred Equity (borrow up to $25,000)	up to 84 Months	as low as 6.95%
Special Rate of 6.95% is effective until July 31, 2010
No Fees or Closing Costs (unless paid off in less than a year)

Mobile Home Loans
New to 3 Years Old	up to 180 Months	as low as 8.45%*
Over 3 Years Old	up to 144 Months	as low as 8.95%*

Equity Loans for Rental Property & Raw Land	up to 72 Months	as low as 7.95%*
up to 50% of Appraisal ~ Maximum $50,000	73 to 180 Months	as low as 8.45%*

New & Used Autos (2010 - 2008)	up to 24 Months	as low as 4.65%*
Motorcycles add 1% to all Auto Rates	25 to 36 Months	as low as 4.75%*
	37 to 48 Months	as low as 4.85%*
	49 to 60 Months	as low as 4.95%*
	61 to 72 Months (> 15K)	as low as 5.55%*
	73 to 84 Months (> 20K)	as low as 5.95%*

Used Autos (2007 - 2005)	up to 24 Months	as low as 4.95%*
	25 to 36 Months	as low as 5.25%*
	37 to 48 Months	as low as 5.35%*
	49 to 60 Months	as low as 5.45%*

Used Autos (2004 & older)	up to 36 Months	as low as 5.95%*
Includes Classic Autos	37 to 48 Months	as low as 6.20%*
	49 to 60 Months	as low as 6.50%*

Signature Loans	up to 36 Months	as low as 9.95%*
	37 to 60 Months	as low as 10.45%*

Share Secured	up to 24 Months	2.50% + Current APR
	25 to 36 Months	2.75% + Current APR
	37 to 60 Months	3.50% + Current APR
	61 to 72 Months	4.00% + Current APR
	73 to 84 Months	4.50% + Current APR

Untitled Recreational Vehicles (Snow Mobiles, ATV's, etc.)	up to 36 Months	as low as 7.85%*
	37 to 60 Months	as low as 8.25%*

Titled Recreational Vehicles (RV's, Boats, etc.) &	up to 72 Months	as low as 6.95%*
Agricultural Loans (Skidders, Large Farm Equipment)	73 to 144 Months	as low as 7.20%*

* Rates are based on borrower's credit history and lenght of the loan.

** APR = Annual Percentage Rate

Receive a 0.25% off your loan when you make your loan payments through direct deposit / payroll deduction.