Individual Retirement Accounts

It's never too early to start saving for you and your family's future. Whether you want to purchase a new home, start your children's college fund, or secure a golden retirement, a credit union IRA could be exactly what you need.

We offer a full complement of IRAs including Traditional, Roth, and Coverdell (formally known as the Educational IRA).

A credit union IRA is now, more than ever a smart and secure way to invest, that may offer possible tax benefits. We recommend that you ask a tax advisor for specific information.

For your convenience, we offer two investement options:

IRA Shares
A variable rate savings account that gives you the option to make deposits as often as you would like (within the contribution limits).

• $100 minimum opening deposit
• No monthly service fee
• Very competitive higher-yielding dividend rates without market risk
• Dividends calculated and paid monthly
• 24-hour account access through our Online Branch and Voice Response System
• Automatic deposits through Payroll Deduction or Automatic Transfer
• Funds federally insured by the NCUA

IRA Certificates
Looking for higher earnings on your savings? Consider one of our IRA Share Certificates.

• $1,000 minimum opening deposit
• No monthly fee
• Very competitive higher yielding fixed dividend rates without market risk!
• Dividends compounded quarterly
• Flexible 15-, 36-, or 60-month terms
• 24-hour account access through our Online Branch and Voice Response System
• Funds federally insured by the NCUA