As our staff works diligently to keep our offices safe from the spread of COVID-19, we ask that you help by following our safety guidelines when entering our buildings. Please visit our COVID-19 Updates page for details.
The below locations and availability are subject to change if deemed necessary due to the pandemic. We understand these circumstances will be difficult for our members, but believe it is the most prudent course of action at this time to protect the health and well-being of you and our employees, given the state of emergency in our service areas.
We sincerely thank you for your patience and support.
- Phone(716) 665-3799Fax(716) 665-1191
Lobby Hours
Mon - Tue9:00am - 4:00pmWed - Fri9:00am - 5:00pmDrive-Up Teller Lane Hours
Mon - Tue8:30am - 4:00pmWed - Fri8:30am - 5:00pm- Night Depository is available 24/7 and will be processed daily during normal business hours.*
- Available by Phone during normal business hours for loans, account inquiries, emergencies, etc.
- ATM – Available 24/7
- Phone(716) 366-8150Fax(716) 366-0566
Lobby Hours
Mon - Tue9:00am - 4:00pmWed - Fri9:00am - 5:00pmDrive-Up Teller Lane Hours
Mon - Tue8:30am - 4:00pmWed - Fri8:30am - 5:00pm- Night Depository is available 24/7 and will be processed daily during normal business hours.*
- Available by Phone during normal business hours for loans, account inquiries, emergencies, etc.
- ATM – Available 24/7 and accepts deposits!**
- Phone(716) 488-0910Fax(716) 488-0912
Lobby Hours
Mon. - Tues.9:00am - 4:00pmWed. - Fri. 9:00am - 5:00pmDrive-Up Teller Lane Hours
Mon. - Tues. 8:30am – 4:00pmWed. - Fri.8:30am - 5:00pm- Night Depository is available 24/7 and will be processed daily during normal business hours.*
- Available by Phone during normal business hours for loans, account inquiries, emergencies, etc.
- ATM – Available 24/7 and accepts deposits!**
- Phone(716) 224-4201Fax(716) 224-4204
Lobby Hours
Mon - Tue9:00am - 3:00pmWed - Fri9:00am - 4:30pm- Night Depository is available 24/7 and will be processed daily during normal business hours.*
- Available by Phone during normal business hours for loans, account inquiries, emergencies, etc.
- ATM – Available 24/7
*PROCESSING TIMES FOR DEPOSITS MADE TO OUR NIGHT DEPOSITORIES: GCFCU strives to have all Electronic Deposits/Withdrawals (ACH’s) and Debit Card transactions posted to member’s accounts prior to the start of each business day. In order to achieve timely processing of member transactions, all deposits made to our night depositories must be made prior to 8:00AM to ensure they will be processed before we post electronic withdrawals. Deposits made after 8:00AM will be considered late deposits. Late deposits are not guaranteed same-day availability and will not be processed prior to electronic withdrawals. NSF/Courtesy Pay/overdraft fees resulting from late deposits may not be reversed.
**ATM DEPOSITS: Deposits can be made at our Dunkirk and Jamestown locations! Deposits made may not be available for immediate withdrawal. Deposits made after close of business and/or non-business days may have a deposit date of the next business day. For more information, please contact a Member Service Representative or see our Funds Availability Policy.
The credit union will be closed to observe the following holidays:
2023 Holidays
- New Year's Day 2023 (January 2nd)
- Martin Luther King, Jr. Day (3rd Monday of January)
- Presidents' Day (3rd Monday of February)
- Good Friday close at 1:00pm
- Memorial Day close at 1:00pm (last Monday of May)
- Juneteenth (Monday, June 19th)
- Independence Day (Tuesday, July 4th)
- Labor Day (1st Monday in September)
- Columbus Day (Monday, October 9th)
- Veterans' Day (Saturday, November 11th)
- Thanksgiving (4th Thursday of November)
- Black Friday close at 1:00pm (4th Friday of November)
- Christmas (Monday, December 25th)
- New Years Eve (Sunday, December 31st)
For Holidays that fall on a weekend, the credit union follows the Federal Reserve Holiday schedule.