Accidental overdrafts happen. But with a line of credit, the fees and headaches that come afterward don’t have to.

Key Features

  • Competitive Rates
  • Automatic Checking Deposits
  • No Annual Fee
  • Competitive rates for a variety of ongoing needs
  • Not available for business loans
  • Accommodating repayment options
  • Conveniently meet needs as they arise; no need to apply for separate installations
  • Funds easily available via in-person or phone transfers to a specified GCFCU checking account
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish
  • Automatic protection from declined charges and returned checks
  • Avoid embarrassment and costly fees
  • Protects credit rating
  • Provides peace of mind
  • No annual fee
  • Only activated when checking account becomes overdrawn
  • Competitive interest rate only on overdrawn amount