APY = Annual Percentage Yield. APR = Annual Percentage Rate.

Rates effective as of August 1, 2020. Rates are reviewed weekly and may change at any time. Please call the office for the most current rates. Fees and other conditions may reduce the earnings on some accounts.


Regular Share Savings Account Learn More

Balance Rate APY
$0.01 - $99.99 0.00% 0.00%
$100+ 0.10% 0.10%

The dividend rate and APY on all accounts, except Certificates, are variable and may change after the account is opened.

Regular Shares, Drafts, Clubs, IRAs, Money Markets, and Certificates are insured by NCUA up to $250,000.

Money Market Account Learn More

Balance Rate APY
$0.01 - $2,499.99 0.00% 0.00%
$2,500.00 - $10,000.00 0.15% 0.15%
$10,000.01 - $25,000.00 0.20% 0.20%
$25,000.01+ 0.30% 0.30%

The dividend rate and APY on all accounts, except Certificates, are variable and may change after the account is opened.

Regular Shares, Drafts, Clubs, IRAs, Money Markets, and Certificates are insured by NCUA up to $250,000.

Savings Accounts

Account Minimum Opening Deposit Rate APY
IRA Shares $100 0.25% 0.25%
Club Accounts N/A 0.30% 0.30%
Lucky Savers Account (12 Month Term) $25 0.70% 0.70%

The dividend rate and APY on all accounts, except Certificates, are variable and may change after the account is opened.

Regular Shares, Drafts, Clubs, IRAs, Money Markets, and Certificates are insured by NCUA up to $250,000.

Share Certificates Learn More

Term Rate APY
6 Months 0.45% 0.45%
12 Months 0.60% 0.60%
18 Months 0.75% 0.75%
24 Months 0.80% 0.80%
36 Months 0.90% 0.90%
60 Months 1.00% 1.00%

$500 Minimum Deposit.

Certificate dividends are compounded daily and posted quarterly.

Regular Shares, Drafts, Clubs, IRAs, Money Markets, and Certificates are insured by NCUA up to $250,000.

A penalty may be imposed for early withdrawals on Certificates, including IRA Certificates.

IRA Certificates Learn More

Term Rate APY
15 Months 0.75% 0.75%
36 Months 0.95% 0.95%
60 Months 1.05% 1.05%

$1,000 Minimum Deposit.

Certificate dividends are compounded daily and posted quarterly.

Regular Shares, Drafts, Clubs, IRAs, Money Markets, and Certificates are insured by NCUA up to $250,000.

A penalty may be imposed for early withdrawals on Certificates, including IRA Certificates.

Youth Accounts Learn More

Account Rate APY
Youth Savings Account ($100+) 0.10% 0.10%
Billy's Club 1.00% 1.00%
6 Month Teen Share Certificate 2.00% 2.02%

Max $2,500.

The dividend rate and APY on all accounts, except Certificates, are variable and may change after the account is opened.

Regular Shares, Drafts, Clubs, IRAs, Money Markets, and Certificates are insured by NCUA up to $250,000.

Share Secured Loans Learn More

Term APR
up to 24 Months 2.50% + Current APR
25 to 36 Months 2.75% + Current APR
37 to 60 Months 3.25% + Current APR
61 to 72 Months 3.75% + Current APR
73 to 84 Months 4.25% + Current APR
85 to 120 Months 5.00% + Current APR

Signature Loans Learn More

Term APR
up to 24 Months as low as 6.95%*
25 to 36 Months as low as 7.45%*
37 to 48 Months as low as 7.95%*
49 to 60 Months as low as 8.45%*

*Rates are based on borrower's credit history and length of the loan.

Signature Auto / Collateral Learn More

Term APR
up to 24 Months as low as 5.45%*
25 to 36 Months as low as 5.95%*
37 to 48 Months as low as 6.45%*

Borrow $5,000 and under.

*Rates are based on borrower's credit history and length of the loan.

Other Collateral & Recreational Vehicles Learn More

Term APR
up to 36 Months as low as 4.95%*
37 to 60 Months as low as 5.65%*
61 to 84 Months as low as 5.95%*
85 to 120 Months as low as 6.45%*
121 to 180 Months as low as 6.95%*

Borrow from $5,000 up to $49,999.

Boats, Motor Homes, Snowmobiles, ATV's, Personal Watercraft, Travel Trailers, Skidders, Kubota's, Dump Trucks, & More!

*Rates are based on borrower's credit history and length of the loan.

New & Used Autos (5 Years and Newer) Learn More

Term APR
up to 24 Months as low as 3.65%*
25 to 36 Months as low as 3.75%*
37 to 48 Months as low as 3.85%*
49 to 60 Months as low as 3.95%*
61 to 72 Months as low as 4.65%*
73 to 84 Months as low as 5.15%*

Borrow a minimum of $5,000 and up.

*Rates are based on borrower's credit history and length of the loan.

Used Vehicles (5 Years and Older) Learn More

Term APR
up to 24 Months as low as 4.65%*
25 to 36 Months as low as 4.75%*
37 to 48 Months as low as 4.85%*
49 to 60 Months as low as 4.95%*

Borrow a minimum of $5,000 and up.

*Rates are based on borrower's credit history and length of the loan.

Motorcycles and Classic/Collectibles Learn More

Term APR
up to 24 Months as low as 4.65%*
25 to 36 Months as low as 4.75%*
37 to 48 Months as low as 4.85%*
49 to 60 Months as low as 4.95%*
61 to 72 Months as low as 5.65%*
73 to 84 Months as low as 6.15%*

Borrow a minimum of $5,000 and up.

*Rates are based on borrower's credit history and length of the loan.

Home Equity First Mortgages Learn More

Term APR
up to 60 Months as low as 3.50%*
61 to 120 Months as low as 3.70%*
121 to 180 Months as low as 3.90%*
181 to 240 Months as low as 4.15%*

*Rates are based on borrower's credit history and length of the loan.

Home Equity Second Mortgages Learn More

Term APR
up to 60 Months as low as 3.95%*
61 to 120 Months as low as 4.45%*
121 to 180 Months as low as 4.95%*

*Rates are based on borrower's credit history and length of the loan.

Other Loans

Loan APR
Overdraft Protection Loans as low as 12.95%*
Revolving Loans as low as 10.95%*
Mobile Home Loans (New - 3 Years Old) as low as 7.45%*
Mobile Home Loans (Over 3 Years Old) as low as 7.95%*
First Mortgages Rates Change Daily. Please call the office for details!
"Preferred Choice" Home Equity Loan Special (up to 84 Months) as low as 4.65%*

*Rates are based on borrower's credit history and length of the loan.

Mobile Home Loans – Terms available up to 180 months depending on year of the home.

"Preferred Choice" Home Equity Loan Special – Borrow up to $25,000.  No application fee or closing costs Please call the Credit Union for more details.

Receive a 0.25% off your loan when you make your loan payments through direct deposit / payroll deduction.