Benefits for choosing GCFCU include:

  • Competitive Rates – Save money with low APR’s!*
  • Flexible payment options that work for you - pay viadirect deposit, over the phone, in person, by mail, or even electronically via our Mobile Banking!
  • Low Cost Credit Insurance - protect yourself with our affordable Guaranteed Asset Protection (GAP), CreditLife, and Credit Disability Insurance.
  • Outstanding Service - our loan officers are friendly, caring, and always looking out for your best interest!


Holiday Loan Special

Need some extra cash for the holidays? Let us help reduce your financial stress!

Available from October 1, 2022 - December 31, 2022


Loan Amount: Up to $1,800

Loan Rate: 6.95% APR

Loan Term: Up to 12 months


*APR = Annual Percentage Rate. Must be a GCFCU member in good standing. All loans are subject to credit approval. Maximum loan amount is $1,800. Rate is based on credit score with a maximum term of 12 months. Offer may not be combined with any other offer.

Payment Example: $1,800 Loan amount for 12 months at 6.95% APR = estimated $154.80/month


Beat Your Rate Loan Special

Do you have an Auto or Recreational Vehicle Loan somewhere other than GCFCU?

If so, then challenge us to BEAT YOUR RATE!

Now is the time to refinance that loan with us and we will beat your current APR* by up to 0.80%** or more!


*APR = Annual Percentage Rate. Rates are based on credit score. Credit restrictions may apply. Must be a GCFCU member in good standing. **Applicants must have a current (not delinquent) auto or recreational vehicle loan of at least $5,000 or more at another Financial Institution to qualify for this promotion. Applicants must provide proof of existing rate; such as, current or recent statement, original loan documents, etc. Refinances of existing GCFCU loans do not qualify. The Floor Rate (lowest rate available) for this special is 2.90% APR for up to 60 months. Higher APR floor limits apply for longer terms.  Not valid with any other offer. Offer expires November 31, 2022.

Payment Example: $15,000 Loan Amount for 60 months at 3.95% APR = estimated monthly payment of

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Contact us for additional information!

I'm Interested

Terms and Conditions: Applicants must be a member of Greater Chautauqua Federal Credit Union. Annual Percentage Rate (APR) is the credit unions standard rate. Loan rates may vary depending on each borrower’s credit history and GCFCU’s underwriting standards. All Credit Union programs, rates, terms and conditions are subject to change without notice. Offer may not be combined with any other offer.