A Health Saving Account is more than just a savings account for medical expenses.

Key Features

  • Competitive Dividends
  • No Minimum Balance
  • Tax Advantages

A Health Savings Account (HSA)is a personal account, owned by you, the lets you set aside money on a pre-tax basis to pay for qualified medical expended. You must meet a certain eligibility criteria to contribute to an HSA.


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HSA Brochure

  • Contributions can be deducted on your federal income tax return.
  • Earnings grow tax-deferred.
  • Carry over your HSA balance year to year! Contributions remain in your account until you use them.
  • Withdrawals for qualified medical expenses can be made anytime, tax free!
  • You can keep your HSA, even inf you change health plans or employers.
  • You are covered under an HSA-compatible high deductible health plan (HDHP)
  • you are not covered by a non-HDHP (with limited exceptions).
  • You are not enrolled in Medicare.
  • You cannot be eligible to be claimed as a dependant on another person's tax return.